Economy, Business and Investment

Bloomberg is one of the largest financial information service providers in the world. Bloomberg announced it would be possible rise in world gold prices as a result of inflation continues to rise. This causes the investors will shift their investments to gold as a result of increasing levels of inflation.

Gold, Alternative Investment
If you want to invest in gold for a short period, normally would be difficult to generate profits if the form of gold investment in the form of jewelry. This happens because when it comes to a gold shop and buy gold jewelry, you have to pay the price of gold is added to the cost of manufacture of gold jewelry.

Then, if one day you re-sell gold jewelry, the store will not pay the cost of manufacture of gold jewelry. Stores will pay the price of gold alone. In fact, it's really still considered lucky if the store would receive or buy your gold jewelry. Sometimes, there are some who reject the gold shops selling gold jewelry from the public.

The cause of the proficiency level can vary. One is due to gold shops fear if the gold jewelry is not sold anymore when resold. So, even if gold shops buying gold jewelry from the community, the gold shops will melt gold first.

From these explanations, we could conclude about gold investments. Yes, gold investment in the form of jewelry will be more meguntungkan if gold investment done for the long term. This occurs because the price of gold tend to rise. Sometimes, gold prices jumped enough from the original price when buying gold jewelry.

Gold jewelry is usually invested in various carats, of which 18 carats to 24 carats. For investment, it is better if you choose gold jewelry that is worth 24 carats. This is because the possibility of gold jewelry can be resold much larger than the value of gold jewelry 18 karat.

Need to be reminded again that investing in gold jewelry will generally only produce profits in the long run, not short term. Another form of gold investment is an investment in the form of gold bullion (gold precious metals). Many people judge, an investment gold bullion (precious metals) is a form of gold the best investment.

Investment gold bullion (precious metals) are easy to resell and do not ask for the cost of manufacture such as gold jewelry. Yes, gold is different with gold jewelry. So, there is no harm for those who want to invest in gold, gold can choose investments in gold bullion (precious metals).

Gold bullion is available in various sizes, such as 1 gram, 2 grams, 3gr, 5gr, 10gr, 20gr, 25gr, 50gr, and the heaviest is 1kg. The smaller the size of the gold bars, the cost of manufacture becomes more affordable. However, if you want to invest in large enough quantities, should you buy gold bullion (precious metals) in a larger size. This is to minimize the amount of fees that must be removed.

Yellow Gold, White Gold, and Platinum
Gold consists of yellow gold, white gold, and platinum. A clear distinction from yellow gold and white gold is the color. In terms of investment, niali white gold and yellow gold is different. The second difference lies in the type of gold alloy used to make yellow gold and white gold. They are the same basic materials, namely gold. Dalah mixtures of different materials. Using a mixture of yellow gold silver, white gold while wearing a mixture of nickel.

Meanwhile, platinum metal is a very rare kind that makes the price of platinum is very expensive. It makes one form of platinum as a good investment. But, somehow, yellow gold bullion investment is better, more easily sold, and known to the public than Putin's gold and platinum.

That's a little explanation about the gold price tends to rise so as to make gold into alternative investments is promising. Good luck and hopefully useful!

Indeed established cooperatives and business partners to work together that will benefit many parties, particularly members of the cooperative. By becoming a member of the cooperative, residents will benefit more, especially in the economic field. In addition to save money each month, the community may well invest and benefit from cooperative efforts.

It's a lot of advantages to be gained from the cooperative, the benefits became a major force in the cooperative hook followers or members. However, despite promising a lot of advantages, the cooperative also has some weaknesses. The weakness of these cooperatives apart from the cooperative management itself can also come from members.

Here is a good cooperative weaknesses caused by the management (manager) cooperatives or caused by members of the cooperative:

Weak supervision
Cooperatives are built with the principle of the family, that there is mutual trust between managers, members or the investor. Sense of kinship and mutual trust is what makes the cooperative a lot of interest.

However, a high sense of confidence that this could also be a weakness of the cooperative. Management believes fully cooperative to its members, so the supervision of the management of cooperatives is very weak. Managers can not be totally in supervising its members.

For example in the examples of borrowing capital. Cooperatives could not directly supervise the capital used for what. It could be the borrower's capital misusing the money of the cooperative that will actually harm the people, especially the investors.

Sense of Dishonesty
Cooperative members were given full confidence by the cooperative. Thus, every cooperative members, especially members of the cooperatives that borrow capital loan capital is free to run it in accordance with the business to be run.

However, many cooperative members who are not honest. Dishonesty will result in the performance of cooperatives to be crippled, because a sense of trust between managers with members to be reduced, even absent. This will result in the cooperative could not develop.

During this time, the cooperative was built with mutual trust and democratic. All components in the cooperative (both managers, members, and investors) should move together in advancing cooperative. All three components must be honest in carrying out the trust cooperative, because otherwise, the cooperative will become unbalanced, and they will not get the benefits and advantages of the cooperative that followed.

That's what a few weaknesses of the cooperative. Honesty is very important in developing cooperatives. If all components are completely honest cooperation in running the cooperative, it will be a lot of benefits and advantages to be gained.

Cooperatives are based on populist economic activity, which is formed by the citizens (of the people, by the people, and for the interests of the people). Cooperatives must benefit the people, because the principle of the cooperative itself is the principle of the family, that there must be mutual trust between itself among members of cooperatives. The establishment of cooperatives, of course motivated by several things. One of them is the desire of governments to create citizen kemendirian Community Sector in the economic field. The government would have to think about what the cooperative functions for the community. Since it is impossible to establish a business entity without weighing the benefits going forward. In fact, the function of the cooperatives and then legalized in the Law no. 25 1992, Article 4 of the functioning of cooperatives.

There are several main functions of the establishment of cooperatives. One function of cooperatives is to develop the potential and capabilities of members of the cooperative economy, which then benefits will be extended to the community surrounding the cooperatives. Peninggatan thus create prosperity in the economic and social fields.

In addition, cooperative members are expected to play an active role in efforts to enhance the quality of life in society. So from this cooperative, will create an emotional bond which gave birth to civil society.

Another function is to strengthen cooperative self-reliance of the people in the field of economy. Thus, from a small business entity level is what will be the foundation of the economy which is a government mission. So indirectly help the cooperative efforts of government for the welfare of its people.

Cooperatives also serve to embody and develop the national economy. From this cooperation we instilled the values ​​of democracy, which is the main principle of the state of Indonesia. In addition, the cooperative also berasaskan family values, so it is expected to foster a sense of kinship, especially against fellow members of the cooperative.

Functions that are not less important than the cooperative is to develop creativity and build community spirit for residents association. Expected, from a small cooperative village level that would give birth to works that originate from the creativity of members of the cooperative, which could then be the identity and the superiority of the cooperative.

Cooperatives can also be used as a learning arena for students or school students. The practice of social life can be learned from the cooperative, which is a small part of community life in this democratic country.

Those are some main functions of the establishment of cooperatives. So many noble mission behind the reason for the founding of the cooperative. So many benefits to be gained by becoming a member of the cooperative, especially in the fields of economy and increasingly to strengthen family values.

To create a cooperative can not be granted, like running water. Establish or sober so long alone. As a financial institution, no cooperative stance conditions that must be met. This is necessary so that the cooperative has a clear foundation and also in accordance with existing regulations, namely the Law No.25 of 1992 which regulates the Cooperatives. Especially in Chapter IV, article 6 to article 8.

Establishment of Cooperative Terms
Under the Act, there are several requirements that must be met to establish a cooperative. Cooperative establishment requirements that must be fulfilled are as follows:

1. Requirements are determined based on the cooperative formation of the cooperative form yan will be established, whether the primary cooperatives or other forms of secondary cooperatives.

2. The formation of primary cooperatives need at least 20 members. While the secondary cooperative membership cooperatives are several legal entities. There are at least three secondary cooperative to a cooperative.

3. Cooperatives to be formed must be domiciled in a particular area which is located in the Republic of Indonesia.

4. Formation of cooperatives conducted by the deed in which contains the articles of association of the cooperative.

5. Articles of Association of the cooperative at least should contain at least the following matters as this.

- The existence of a list of the founders of the cooperative.
- The existence of the cooperative's name and the place or location of the position of the cooperative.
- Include the aims and objectives and lines of business will be conducted by the cooperative in its activities.
- The existence of those provisions to the cooperative membership.
- The existence of provisions of the rules regarding members' meeting.
- The rule governing how the process of managing the cooperative.
- The existence of those provisions to the funds that made ​​capital in the formation and passage of the cooperative.
- The existence of those provisions to the period of establishment of the cooperative.
- The rule governing how the distribution of net income (SHU).
- The rule governing the passage of sanctions in cooperative activities.

If the establishment of cooperative terms are met, then anyone can set up cooperatives, both primary and secondary cooperatives. With the cooperative, then the economic life of society, especially in lower-middle can be helped through the activities or businesses that run from the cooperative. This is certainly very important in order to advance the welfare of the people of Indonesia and the increasing strength of the nation's economy and the Unitary Republic of Indonesia.