Economy, Business and Investment

For those of you who have a certain amount of unused funds, put it in a variety of investment is certainly one option. You can choose long-term investment if the money is truly not you need in the near future. But short-term investments you can also choose on the basis that the money will be disbursed at any time when needed.

Differences long-term investment and short-term investments are on time and also liquidity. For short-term investments, funds that you can enter the liquid with ease in a relatively short period of time. The ideal time to invest in the short term is a maximum period of one year.

Short Term Investments
There are some short-term investment opportunities that you can take. Maybe some of them already familiar to you because you already took it. Here are some short-term investments that you can try:

- Savings.
Savings is one example of the short-term investments. When you save money in the bank, money that you can enter anytime you melt. In other words, when you need money, you just drag it either in banks or through the ATM for those who use it. That excess of savings. Lack of savings is the interest rate is very low. You can not expect more than the savings.

- Deposits.
Deposits are one form of short-term investments that you can also try. Differences deposits and savings are at a defined time period. If the savings you can withdraw funds at any time, unlike the case with deposits. In deposits, there is a period of time where the money you save you can not pull prior to maturity. Suppose you take a deposit of 3 months, then you have saved money in the bank for 3 months. After that you can take.

If you take money before maturity, there is a penalty you should pay. Deposits can you take within 1 month, 3 months, 6 months and 1 year. Deposit rate offered will be higher than savings interest.

- Mutual funds.
There is a kind of short-term mutual funds that also you can try. Mutual funds are related to a money market mutual funds short term.

In this mutual fund, money that you enter will be channeled to the form of short-term bonds, certificates of Indonesian banks and deposits. The percentage amount of each type of investment that depends on the discussions that you do with a financial consultant who handles your mutual funds.

- Shares.
Shares can be short or long term investment. There are shares in the capital market fluctuations in price fairly quickly. This is the stocks that are suitable for short-term investments. You can make buying and selling in the short term.

Foresight to see that every opportunity will benefit you. So is the case with short-term investments. You can reap the benefits of any form of investment there.