Employee Benefit Strategies, San Jose, Bay Area, CA

Employee Benefit Strategies, San Jose, Bay Area, CA. Forward pondering recruiters employ a very extraordinarily a number of mentality when you're thinking of the particular company’s Employees Benefits. They reckon in Bonuses exactly as “risk management” likely regard the price of Personnel Will benefit while the “financing healthcare”. Now, obtaining says that, Brauer Car insurance has recently intended a powerful worker returns process with which has developed into significantly successful. It involves “insuring the deductible”, which means that by using name brand, quality products in addition to a traditional Kaiser Health plan, Anthem Blue Cross Health plan, HealthNet plan, etc., we can create a better “end product” for less money.

I would be skeptical too. But I can give you reference after reference and SHOW you how it’s done. It makes sense to do business, great.if not, no big deal. Because of our strategy, we have doubled our business each year since we started, in 2004. Seriously, it’s a no-brainer when you realize how we do it. No gimmicks or stupid tricks. We just use a proven, out of the box, way of forward thinking strategy.


If your Independent broker is NOT on board with this type of thinking.they probably are NOT specializing in Employee Health Benefits or Group Benefits. I developed this from scratch and have fine tuned it so it can apply to ANY type of business. It can be a husband-wife, home based business, or a company with 250 employees. Brauer Insurance has that, and everything in between!


I started my agency in 2004 and have since brought on both of my daughters and my wife as licensed agents, taught them the strategy, and we never looked back! We ONLY do Employee Benefits and Health Insurance.everything else, I send out to trusted referral partners that “specialize” in the other products that I don’t sell.


The most rewarding and flattering thing that happens to me, is when a seasoned insurance agent that’s been in the business forever, calls me for advice about Health Insurance. Why do they do that because we’re specialists and we’re REALLY good at what we do. I don’t want do sound pompous, but it’s true. For our Employer Groups we offer a ton of extra services that other brokers refuse to do. Our FREE services include:


COBRA Administration, EAP (Employee Assistance Programs), HR Support Center (robust service with legal advice), Yearly Benefit Statement (“hidden paycheck” concept)


Steve Brauer... President..Brauer Insurance Services LLC.(877) 421-4325..3150 Almaden Expwy, Suite 203, San Jose, CA 95118


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Employee Health Insurance, California, San Jose, Bay Area

Employee Health Insurance, California, San Jose, Bay Area. Employee Health-related Insurance coverage does not have a need to financially impact your a definite fortune! It unquestionably doesn’t. Employers may be basically in charge so that you afford 50% associated the “lowest cost plan for an 18 year old”. Anthem White Get across Overall health Medical care insurance programs is as substandard basically $150 an actual month.that stands for about the employer’s the minimum part that can be $75 healthy cotton month. When I explain that to employers they are shocked. Most believe they are responsible for much more.

Being an Independent, NO FEE, family owned agency, we can offer Employee Health Insurance for much less. Brauer Insurance Services has developed a proprietary “strategic benefit plan” that companies can use to reduce their Employee Health Insurance costs AND increase their benefits. The concept is very simple, and takes about 10 minutes to explain. No gimmicks or magic, just realistic concepts and some “out of the box” forward thinking.


Being a former Police Sergeant, I’m skeptical of everything. so if you are too, I totally get it. I PROMISE you, this is not a scam, or some trick. I have a ton of employer groups that use this strategy, like Aquatek Plumbing, Orion Security, Valley Concrete, Applied Cryogenics, Hydrex Pest Control, Police Academies up and down California and many more!! My philosophy is simple: It’s either a fit or not, if not…no big deal!


At Brauer Insurance we are “specialists” at Employee Benefits, Employee Health Insurance, and Group Insurance. When I got into the business years ago, I wanted to become an expert in ONE line of insurance. I’d rather be an expert at one thing, than just be good at a bunch of things. Employee Health Insurance is a niche product….it really is. If you have an agent or broker that does “everything”. there is NO WAY they can be an expert at Employee Health Insurance. There are just not enough hours in the day to absorb all the information there is to know about Health Insurance.


One of the biggest compliments to me, to date, has been some of the people that I respect in the insurance industry that have been agents for years, have come to me for advice with Health Insurance, specifically Employee Health Insurance. They recognized that my daughters and I ONLY do Employee Benefits and Health Insurance. We read daily and keep up on the Health Reform Act and all of its implications.


If you are an employer and looking for Employee Benefits or Employee Health Insurance, give us a call. You may be able to not only save money, get better benefits, but you will have a trusted advisor that KNOWS the industry!


Steve Brauer President Brauer Insurance Services LLC (877) 421-4325


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San Jose Health Insurance, San Jose, Bay Area, CA

San Jose Health Insurance, San Jose, Bay Area, CA. Health Medical care insurance does not really have to be silk cotton fortune! It literally doesn’t!! At Brauer Insurance, today we Likely carry out Person Results only real Good being Insurance. That represents that most that we all have proven to be “specialists” NOT General Practitioners. I learned a long time ago, its better to be experts at one thing, than just be so-so at many things.

We are an Independent, Family Owned, NO fee Health Insurance agency. We utilize creative strategies that save you tons of money. When people say they want a “good” Health Insurance plan, they really don’t understand how it works. There are basically 3 types of Individual Health Insurance plans and Family Health Insurance plans. There are the Kaiser type plans, and then you have two types of plans from non-Kaiser companies like Anthem Blue Cross, HealthNet, Blue Shield, Aetna, Cigna, United, etc.


Anthem Blue Cross Health plans, Blue Shield Health plans mostly all have a higher deductible. The ones that don’t, are super expensive. Especially if you are over 30. There are HSA plans, Non-HSA plans, HMOs, and PPOs. Even though there are 117 Individual and Family Health Insurance plans out there, typically people purchase only about 15 of those 117. The rest just don’t make sense based on cost and yearly risk (Yearly Out of Pocket Risk). If you are 18-29 years old, your Individual Health Insurance plan should not be more than $100 a month. If it is….you’re paying too much, and I can prove it. San Jose Health Insurance is actually very reasonable. I know everybody talks about how expensive it is, but the reality, is that, if you don’t have access to a Group Insurance plan through work, I can get you a plan cheap.


We are an Indpendent, NO FEE, family owned agency helping Individuals and Families find affordable Health Insurance in the San Francisco Bay Area. The Health Insurance prices are set by law, whether you buy it from me, or direct, the price is the same. I spent 28 years as a Police Officer/Sergeant before I built our family agency. Let us help you navigate the screwed up Health Insurance waters!


Steve Brauer President Brauer Insurance Services LLC (877) 421-4325


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XL Axiata - Specialist SAP Business Warehouse | Senior SAP Project Implementation | ABAP Programmer

Lowongan Kerja PT XL Axiata Tbk - Specialist SAP Business Warehouse | Senior SAP Project Implementation | ABAP Programmer. PT XL Axiata Tbk - XL Axiata is one of the Indonesian major cellular services provider. The Company offering various types of telecommunication products and services such as Voice, SMS, Data, and other value-added mobile telecommunication services. The Company formed in 1989 and its head office located in Jakarta. Currently, the majorit of XL's shares are owned by Axiata with 66.6% and Emirates Telecommunication Corporation with 13.3% and the remaining is held by the public with 20.1%. In line with its vision, to be Indonesia's cellular champion - delighting customers, shareholders and employees, PT XL Axiata Tbk invites the best professional to join as:

Specialist SAP Business Warehouse ( BW )


Requirements:
- Male/Female
- Minimum bachelor degree ( S1 ) graduated from Information Technology ( IT ) background
- Have adequate SAP BW skill dan reporting with more than 5 years experience
- Advance understanding of SAP R/3 cross module
- Knowledge in ABAP programming will be an advantage


Senior SAP Project Implementation


Requirements:
- Male/Female
- Minimum bachelor degree ( S1 ) graduated from Information Technology ( IT ) background
- Have adequate SAP business process knowledge with minimum 3 years experience
- Have experience in SAP R/3 cross modules, especially Finance area ( SAP FI, CO, COPA and RE )
- Knowledge in CRM, MM, SD and SEM will be an advantage


ABAP Programmer


Requirements:
- Male/Female
- Minimum bachelor degree ( S1 ) graduated from Information Technology ( IT ) background
- Fresh graduate or have ABAP programming skill with minimum 1 year experience will be an advantage
- Knowledge in ABAP Webdynpro will be an advantage
- Computer literacy


For further detail information about job responsibilities and to apply online in each positions, please refer official source from Jobstreet on link below. View the original article here

PT Prudential Life Assurance - Officer | Specialist | Assistant Manager

Lowongan Kerja PT Prudential Life Assurance - Officer | Specialist | Assistant Manager. PT Prudential Life Assurance - Prudential Indonesia is one of the Indonesian largest life insurance companies. The Company incorporated in 1995 and operated as a part of Prudential plc, one of the world largest retail financial services group based in UK. In line with its positive growth in insurance business, PT Prudential Life Assurance currenty invites the best professional peoples to join as position below :

1. Claim
Claim Analyst - Assistant Manager


Requirements
Bachelor degree in Pharmacy/Nursing/Medical Science/Public Health with min 4 years relevant experience in Life Insurance company/Insurance thrird party administration


2. Information Technology
IT Security - Assistant Manager


Requirements
Bachelor degree in Computer Science or Engineering with min 4 years experience related to Information security, Business Continuity, IT and Risk Management


Business Analyst - Officer


Requirements
Bachelor degree in Computer Science/Information System with min 3 years relevant experience, preferably in the life insurance industry


3. Underwritting
Medical Underwritting - Officer


Requirements
Bachelor degree in Medical Science/Community Helath/Nursing/Pharmacy with min 2 years of relevant experience


4. Operation Solutions Centre
PRUhospital friend (will be based in Jakarta, Bali and Batam)


Requirements
- Bachelor degree in any major preferably in Public Health with min 2 years experience in customer service from Life Insurance
- Fresh graduates are welcome to apply
- Preferably male
- Has good interpersonal and communication skill
- Willing to work in Saturday within 2 shifts (7 am - 3 pm & 1 pm - 9pm)


5. Marketing, Agency & Sales Support
Agency Development Specialist (will be based in Jakarta, Bali, Kupang, and Medan)


Requirements
Bachelor degree in any major with min 2 years relevant experience


Agency Training Specialist (will be based in Jakarta, Balikpapan, Denpasar, Jember, Medan, Pekanbaru, Palembang and Semarang)


Requirements
Bachelor degree in any major with min 2 years relevant experience


Marketing Sales Data Analyst - Officer


Requirements
Bachelor degree in Information Technology, Statistic or Accounting with min 2 years working experience, preferavly familiar with insurance industry


For further detail information about job responsibilities in each positions above, please refer official source from Prudential Indonesia on following link below. Should you interested and qualified, please send your complete resume together with a recent photograph to : View the original article here

GarudaFood - Management Trainee

Lowongan Kerja GarudaFood - Management Trainee. GarudaFood is a food and beverage based manufacturing company. With more than twenty years of operating experiences in the snacks industry, we led ourselves in a leading market position in many categories such as: Garuda for peanut, Okky for jelly and beverages, Gery for biscuit, Leo for snacks, Mountea for tea-based drink, and also Chocolatos for premium wafer stick. Going globally, we expand our business through overseas operation and worldwide distribution to more than 30 countries in Asia, Europe, Africa, Australia and Middle East. Join us and expand your career!

MANAGEMENT TRAINEE-MANUFACTURING


Requirements:
- Minimum Bachelor & Master degree from reputable university majoring in Industrial Engineering,Chemical Engineering,Mechanical Engineering,Electrical Engineering,Food Technology,Agriculture,Civil Engineering,MIPA,Animal Husbandry Environmental Engineering
- with GPA minimum 2.75
- Age maximum 25 years old
- Fresh graduate/ entry level applicants are encouraged to apply
- Have a positive attitude and goal oriented
- Have a good work ethic and professionalism
- Able to work in team and willingness to learn
- Willing to be located in all over Indonesia and overseas


Candidates are welcomed to send application letter, comprehensive CV and university transcript until 30 June 2012 to:


View the original article here

BP Indonesia - Management Analyst

Lowongan Kerja BP Indonesia - Management Analyst. Our business is the exploration, production, refining, trading and distribution of energy. This is what we do, and we do it on a truly global scale. With a workforce of 80,000 employees, BP operates with business activities and customers in more than 80 countries across six continents. Every day, we serve millions of customers around the world. We are continually looking for talented, committed and ambitious people to help us shape the face of energy for the future.

Data Management Analyst - Jakarta


Role Synopsis
- Data Management Analyst is responsible for ensuring data service requirements are met, providing the technical leadership, guidance, support, and be able to deliver data management projects.


Key Accountabilities
- Ensuring data service requirements are met, to agree SLAs by the IT&S Data Management Support team
- Report to the IT&S Data Manager
- Provide technical leadership, guidance, and support in one or more areas for data management support activities
- Deliver data management projects for various technical functions across upstream business


Essential Education
- At minimum bachelor degree in an upstream function such as geoscience or engineering or equivalent upstream industry experience


Essential Experience and Job Requirements
- 5+ years experience performing technical data management in one of the following Upstream data domains (i.e. subsurface, wells, production, engineering); loading, exporting, transforming of data to and from Upstream master and project database(s).
- Strong knowledge of data types and data uses in one of the aforementioned Upstream data domains.
- Experience with data loading and exporting, and the analysis of data problems and quality issues
- Good understanding of Upstream data, work flow processes and DM standards
- Competency in Unix/Linux/Windows administration and shell scripting
- A good understanding of the concepts of application system/architecture and application integration
- Able to read and interpret data models of widely used Upstream industry master and project databases (e.g. Openwork)
- Familiar with the use of geographic coordinate reference system and Upstream data domain specific standards and transformation concepts
- Effective communication and writing skills necessary to effectively supervise, motivate, teach, and lead technical discussions and information sessions
- Enthusiastic and self-motivated with attention to detail
- Strong Bahasa Indonesia and English communication skill
- Ability to work independently while interacting with a global team of data professionals from a variety of backgrounds


Desirable Criteria & Qualifications
- Strong knowledge of document and record management
- Basic knowledge and skills on ITSM (Change and Service Management)
- In-depth understanding of databases: Oracle, SQL Server, creating and configuring databases
- Extensive experience with SQL Plus and PL SQL programming
- Experience in integrating data across Operating Systems: Unix, Linux and Windows
- Knowledgeable of multiple Upstream data domains
- Experience in delivering projects with adherence to Project Management methodology (e.g. methodology from PMI)


Should you interested please apply at link below, View the original article here

Coca-Cola Amatil Indonesia - Accounting Officer

Lowongan Kerja Coca-Cola Amatil Indonesia - Accounting Officer. As one of biggest player in Fast Moving Consumer Goods industry with an enormous size of organization, Coca-Cola Amatil Indonesia (CCAI) – Pondok Indah is inviting young and energetic professional to join and develop together with our team in Finance area as:

Accounting Officer - Jakarta


Responsibilities
Reporting directly to the Accounting Manager, the incumbent will be responsible to:


- Managing the monthly Advertising Expense and Trading term process is running smoothly, accurate and done within agreed time frame.
- Perform the reconciliation of marketing expenses with general ledger
- Perform the realization of marketing activities into the available system
- Perform the verification between the incoming invoices of marketing activities vs marketing approved
- Solution to every escalated advertising, trading term and pricing issues from Help Desk as the 2nd level application support
- Providing leadership through performance based management for the respective employees in the Sales & Marketing Accounting Team.
- Continuously improve and provide support for National and Operations team in doing the MAA creation, Realization process, Tax Nominative List create and connection and month end process.
- To be responsible for managing the processing of marketing promotional expense for both Modern Trade and General Trade.
- To be responsible in managing the collect ability of promotion support from Coca-Cola Indonesia and Beverage Partner Worldwide Indonesia
- Prepare, monitor, and control the annual DME and D&A Trading Term expenses to ensure expenditure is in line with the business plan.
- Providing the marketing promotion, trading term and pricing related activities schedule to others related third parties.
- To respond & accommodate the needs and inquiry of Strategic Planning and Sales & Marketing team in Operations and National Office related to marketing promotion scope and proactive on providing related accounting treatment needed.
- To be responsible in monitoring the deployment of system enhancement to ensure that the solution is meet with the requirement.
- Take responsibility for providing and managing a work environment that is safe and without risk to health by ensuring OHS policy, plans, procedures, induction, training and work instructions are followed. Ensure that hazard management including identification, assessment and control are undertaken.


Requirements
To be successful for the above role, the ideal incumbent should have the following qualifications:


- Minimum S1 degree from reputable university, preferably majoring in Accounting or Finance or other economics area
- Minimum 2 years working experience in other companies after completing university or at least seven years experience in CCAI finance organization.
- Experience in participating in implementation and support of business application such as BASIS, ORACLE, Hyperion, MAA and/ or PPA database will be advantage.


Technical Competencies required:
- P/L Statements, Balanced Statements Knowledge of business application, such as BASIS, Oracle, Essbase/ Hyperion, MAA database, PPA database and Tax Nominative List
- Strong analytical and influencing skills are required to identify business improvement opportunities and drive change.
- Good common sense inunderstanding relevant business issues and ability to stimulate results.


Core Competencies required:
- Orientation to Excellence
- Customer Orientation
- Communication and Influencing
- Problem Solving
- Collaboration
- Leadership Competencies required:
- Planning & Executing


If you consider that you are the right candidate, please submit your comprehensive resume and recent photograph to email address below (Not more than 100 Kb). Only shortlisted candidates will be notified.


Email: View the original article here

Panin Bank KCU Kopi - Teller | Customer Service | Back Office | Relationship Management Program | Funding Officer

Lowongan Kerja Panin Bank KCU Kopi - Teller | Customer Service | Back Office | Relationship Management Program | Funding Officer. We a fast growing private national Bank are seeking several qualified individuals to support our expanding business in Jakarta area for the following positions:

Funding Officer (Code: FO)


Requirements
- Bachelor Degree (S1) from a reputable university with GPA 2.75.
- Male and Female with maximum 30 year of age.
- Min. 1-2 years experience in banking industry as Relationship manager / Personal banker and has customer base.
- Attractive & good appearance.
- Dynamic, have a good communication, networking and excellent selling skills.
- Have The ability to undertake heavy workload, excellent interpersonal relationship skill, target oriented, a through knowledge of all the bank’s products & service.
- Ability to speak foreign language (English/Mandarin) will be an advantage.


Relationship Management Program (Code: RMP)


Responsibility
- Manages and promotes business relationship with existing/new customers.
- Promotes Panin Bank's banking products, especially funding products.
- Influencing assigned customers to use Panin Bank's banking product (especially in funding).


Requirements
- Bachelor's degree (S1) from any major with min GPA 2.75.
- Single, Female and Male with maximum 26 year of age.
- Attractive & Good Appearance, Dynamic, Energic, with Highly motivated.
- Having an excellent communication, networking, presentation and negotiation skill.
- Willing to be placed in Panin Bank Branches all over Indonesia.
- Ability to speak foreign language (English or Mandarin) will be an advantage.


Back Office (Code: BO)


Requirements
- Bachelor Degree (S1) from a reputable university with GPA 2.75.
- Single, Female with maximum 26 year of age and Male with maximum 27 year of age
- Fresh Graduate are welcome.
- Highly motivated, hard worker, and disciplined.
- Highly accuracy and excellent administration.
- Computer literate ability to work in computerized environment.
- Ability to speak foreign language (English or Mandarin) will be an advantage.


Customer Service (Code: CS)


Requirements
- Bachelor Degree (S1) from a reputable university with GPA 2.75.
- Single, female with maximum 26 year of age.
- Fresh Graduate are welcome.
- Attractive and good appearance.
- Excellent selling and networking skills.
- Highly motivated, hard worker, and disciplined.
- Highly accuracy and excellent administration.
- Computer literate ability to work in computerized environment.
- Ability to speak foreign language (English / Mandarin) will be an advantage.


Teller (Code: TL)


Requirements
- Bachelor Degree (S1) from a reputable university with GPA 2.75.
- Single, female with maximum 26 year of age.
- Fresh Graduate are welcome.
- Good personality, attractive & good appearance.
- Fresh Graduate are welcome to apply.
- Computer literate & ability to work in computerized environment.
- Honest, highly motivated, hard worker, highly accuracy, excellent administration, disciplined
- Ability to speak foreign language (English or Mandarin) will be an advantage.


To apply, send your resume and necessary documents with recent photographs to address below.


Address: View the original article here

Otsuka Indonesia - Recruitment D3 and S1

Lowongan Kerja PT Otsuka Indonesia - PHARMACIST | DIPLOMA PHARMACIST | MICROBIOLOGY QUALITY CONTROL | PRODUCTION TECHNICIAN. PT Otsuka Indonesia - Otsuka Indonesia is one of the leading PMA Pharmauecital manufacturer companies in Indonesia. The Company formed in 1975 and operated as a a joint venture pharmaceutical company with Otsuka Pharmaceutical Co., Ltd., Japan. The Company's headquarter located in Jakarta and its manufacturing plant located in Lawang - Malang. In line wits its vision, to be the excellent company in contributing for better human health, currently PT Otsuka Indonesia invites talented people to join as following positions

PHARMACIST


Requirements
- Male, max age 30 years old
- S1 Pharmacist
- Min.GPA 2.75
- Min. 3 year experience in manufacture is advantage


DIPLOMA PHARMACIST


Requirements
- Male, max age 27 years old
- D3 Pharmacist
- Min.GPA 2.75
- Min. 1 year experience in manufacture is advantage


MICROBIOLOGY


Requirements
- Male, max age 27 years old
- S1/D3 Health Analyst / Microbiology / Biology
- Min.GPA 2.75
- Min. 1 year experience in manufacture is advantage


QUALITY CONTROL


Requirements
- Male, max age 27 years old
- S1/D3 Chemical Analyst/ Chemical
- Min.GPA 2.75
- Min. 1 year experience in manufacture is advantage


PRODUCTION TECHNICIAN


Requirements
- Male, max age 27 years old
- S1/D3 in Electronics Eng, Mechanical Eng, Chemical Eng, Mechatronic Eng
- Min.GPA 2.75
- Having Knowledge about PLC, Autocad
- Min. 1 year experience in manufacture is advantage


General Requirement :
- Having Knowledge ISO and GMP
- Good command in English both oral or written
- Computer Literate is must
- Good communication, conceptual and analytical thinking, presentation, leadership, negotiable
- Can work underpressure and quality oriented
- Ready to be stationed in LAWANG - MALANG


Should you interested and qualifiied, please please send your CV and application to: View the original article here

BNI - IT Development Program

Lowongan Kerja PT BNI (Persero) Tbk - IT Development Program. PT Bank Negara Indonesia (Persero) Tbk - BNI is one of the Indonesia reputable state-owned banking companies. The Company has majority shareholdings in BNI Remittance Ltd (100%), PT Bank BNI Syariah (99.90%), PT BNI Multifinance (99.98%), PT BNI Securities (75.00%), and PT BNI Life Insurance (91.52%). In line with its vision, to be a bank that excels, prominent and advanced, in delivering services and performance, currently PT Bank Negara Indonesia (Persero) Tbk are seeking for the best individuals to join as following position:

IT Development Program


Requirements
- Hold min S1 majoring in Computer Engineering / Computer Science / Electrical Engineering / Statistics / Industrial Engineering / Computer Science / Electronics / Physics Engineering / Mathematics from reputable universities (PTN/PTS) and capable in IT
- Min GPA 2.75 (PTN) or 3.00 (PTS)
- Mastering in programming language, at least one field : Cobol, C + +, Java, MS Dot Net, PHP, Web, MS SQL Server, Platform UNIX (AIX, Solaris, Linux), TACL, PHP, SAS, PL SQL
- Min 1 year of experience in Programming
- A value added for candidates who mastering in: Development Tools, Platform OS UNIX (AIX, Solaris, Linux) / Windows Server OS / Data Base Oracle / SQL Server or understand the concept of TCPIP / Data Base Management / Project Management Tools
- Fluent in English language at least passive
- Maximum age 28 years old
- Physically and mentally healthy


For further detail information and to apply online, please refer official source from JobsDB on following link below. original article here

Garuda Indonesia - Revenue Management Analyst

Lowongan Kerja Garuda Indonesia - Revenue Management Analyst. Awarded as "The World's Most Improved Airline" and certified as a 4-Star Airline, Garuda Indonesia has been the leading airline in Indonesia and expanding throughoutlhe world. To support the company's expansion plan, we invite young and dynamic individuals to join our team as:

Revenue Management Analyst


Responsibilities
- Ensure the important issues (objective) about Route Revenue Management / Pricing & Revenue Planning / Revenue Management, formulated through the analysis, formulation, compilation, modeling, data / information forecast in order to see the of mass / other related indicators development as inputs to be anticipated by management
- Ensure the availability of alternative solutions or improvement recommendations about Route Revenue Management / Pricing & Revenue Planning / Revenue Management to improve the quality of management decisions
- Ensure the process, methodology or recommendation about Route Revenue Management / Pricing & Revenue Planning / Revenue Management is optimally understandable by related parties
- Ensure the implementation or related programs about Route Revenue Management / Pricing & Revenue Planning / Revenue Management
- Ensure the availability of reports and review of program implementation


Requirements
- Male/ female
- Citizen of Indonesia
- Age maximum 27 years old
- Sound mind and body
- Minimum possess Bachelor (S1) degree from reputable university
- Majoring in Statistics / Mathematics
- Preferably have experience at least 1 year
- Minimum GPA 3.00 of 4.00 scale
- Able to work individually or in a team
- Proficient ini English, both written and spoken


Should you interested please apply at link below, View the original article here

Unilever Indonesia - Secretary for General Manager | Assistant Quality Manager

Lowongan Kerja Unilever Indonesia - Secretary for General Manager | Assistant Quality Manager. Established on 5th December 1933 Unilever Indonesia has grown to be a leading company of Home and Personal Care as well as Foods and Ice Cream products in Indonesia. As one of the world’s greatest consumer goods companies, we offer people with talent, passion and integrity some of the world’s best careers. We are looking for you who believe that this place is the best place to develop your career and yourself.

Secretary for General Manager - Cikarang


Job Description
- To manage day to day schedulling & activity related to SKIN factory. Assist GM Manufacturing. Manage visitor schedule . & support needed. Part of SCO activity, by contributing to Cost saving at factory office


General Qualifications
- Minimum Diploma (D3) Secretary, Business Administration or Management.
- Fresh Graduate or experience as secretary
- Max 28 years old
- Willing to be placed in Skin factory in Cikarang


Specific Requirements
- Strong passion
- Good in operating MS Excel, Powerpoint, Words
- Basic proficiency in English
- High motivation & strong drive
- Active in organisation, creative, high integrity and posses
- Good communication skills
- Can manage complexity well


Assistant Quality Manager - Cikarang


Job Description
- As assistant manager in Quality, to co-ordinate the documentation and administration activities in the QSHE Management System implementation including Internal Audit and Management Review meeting activities, at relevant factory.
- Helps to co-ordinate the implementation of quality system at relevant factory such as Hygiene Security, GMP, ISO, HACCP, etc.
- Helps to properly manage all specified testing and auditing of raw and packaging materials, mixes, plant hygiene and finished products


Requirements
- Max 28 years
- Minimal S1 Chemical Engineering, Chemistry, Food Technology, Pharmacy or Microbiology
- Preferably with 1 years experience in same industry
- Good Communication Skills
- Good knowledge of relevant educational background
- High Integrity and adherence to Procedures


Should you interested please apply at links below, View the original article here

Panin Bank - Few Positions

Lowongan Kerja Panin Bank - Sales Officer Mikro | Kredit Analis (KA) Mikro | Team Leader (TL) Mikro | Account Officer KPR | Account Officer Commercial | Personal Banker | Customer Service | Teller. Panin Bank is the 7th largest bank in Indonesia with more than 430 offices spreading in 30 provinces. We are aiming to become the leader of financial services provider in Indonesia and invite you to play important role in Panin Bank's Yogyakarta for positions as follow:

Sales Officer Mikro


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Having a good communication skills
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Finance/ Insurance preferred
- Attractive appearance, able-bodied and not color blind


Kredit Analis (KA) Mikro


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Computer literate
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Financing/ Insurance preferred
- Attractive appearance, able-bodied and not color blind
- Placement in Jogjakarta


Team Leader (TL) Mikro


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Computer literate
- Having a good work motivation, commitment and target-oriented
- Experienced in Banking/ Financing at least 3 years
- Attractive appearance, able-bodied and not color blind
- Placement in Jogjakarta


Account Officer KPR


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Having a good communication skills
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Finance/ Insurance preferred
- Attractive appearance, able-bodied and not color blind


Account Officer Commercial


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Having a good communication skills
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Finance/ Insurance preferred
- Attractive appearance, able-bodied and not color blind


Personal Banker (Code: PB)


Qualifications
- Male/ female
- Maximum age 30 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Computer literate
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Financing/ Insurance preferred
- Attractive appearance, able-bodied and not color blind
- Placement in Jogjakarta


Customer Service (Code: CS)


Qualifications
- Female
- Maximum age 25 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Computer literate
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Insurance/ Finance preferred
- Attractive appearance, able-bodied and not color blind
- Placement in Jogjakarta


Teller (Code: TL)


Qualifications
- Female
- Maximum age 25 years old
- Minimum possess Bachelor (S1) from reputable university with minimum GPA 2.85
- Computer literate
- Having a good work motivation, commitment and target-oriented
- Experienced in the field of Banking/ Insurance/ Finance preferred
- Attractive appearance, able-bodied and not color blind
- Placement in Jogjakarta


Should you interested please send your complete application letter, recent 4x6 size coluor photograph, copy of ID card and contact number to address below. Write the position code/ title on right top corner of the envelope. Only qualified candidates will be invited for selection test.


Address:  View the original article here

Nissan Motor Indonesia - Staff

Lowongan Kerja PT Nissan Motor Indonesia - Accessories Planning Staff | Product Specialist Staff | Market Analyst Staff | Engineer Staff | Dealer Development Staff. PT Nissan Motor Indonesia - Nissan Indonesia is one the largest automotive companies. The Company engaged in Manufacturers and Distributor of Nissan Car. The company's headquarter based in Jakarta and located in Jl. MT Haryono Kav 10 Jakarta 13330, Jakarta. The Company supported by manufacturing plant and Spare Part Center located in Purwakarta West Java. To support the Company's growth, currently PT Nissan Motor Indonesia invites the best candidates to join as following positions :

- Accessories Planning Staff (Code: AP)
- Product Specialist Staff (PS)
- Market Analyst Staff (Code: MAS)
- Engineer Staff (Code: ENG)
- Dealer Development Staff (Code: DD)


General Requirements:
- Bachelor degree from reputable university with GPA min 3.00 out of 4.00, major in Engineering (All) & Economic (PS, MAS).
- Has 1 year experience in Car Industry (Fresh graduate are welcome to apply) (All).
- Age 22 – 26 years old (All).
- Fluent in English is a must, both oral and written (All).
- Have big interest in automotive (All).
- Willing to travelling (AP, PS, MAS).
- Familiar with statistic tools (SPSS and E-views) (PS, MAS).
- Can drive car and has driving license (is a must) (AP, PS, MAS).
- Fluent in using Ms. Office, AutoCAD, Sketch Up, and Photoshop (DD).
- Has Porto Folio will be an advantage (AP, PS, MAS).


Should you interested and qualified, please submit your complete application letter before 10 July 2012 to: View the original article here

Bayer Indonesia - Lean Manufacturing Engineer | Production Supervisor

Lowongan Kerja Bayer Indonesia - Lean Manufacturing Engineer | Production Supervisor. Bayer is a global enterprise with core competencies in the fields of health care, nutrition and high-tech materials. The company’s products and services are designed to benefit people and improve their quality of life. At the same time Bayer creates value through innovation, growth and high earning power. PT Bayer Indonesia, currently has an exceptional opening for people with drive and enthusiasm to take up a challenging career with us for the positions of

Lean Manufacturing Engineer (Code: LME) - Jakarta


- Assist Production Manager to develop or improve business process to increase efficiency and boosts profit of the organization in the manufacturing sector. He is responsible to providing the manufacturing data, evaluation, suggest measures for improvement of manufacturing until providing the process design ( preliminary design ) if needed to get the better plant performance. He will also support the Production Manager activity when Production Manager does not in place.


Job Responsibilities
- Analyze the manufacturing data and based on the observations should be able to give alternative action plan for continuous improvement program and propose the improvement action to Production Manager
- Assist Production Manager to monitor implementation of standard operation procedure on safety, health and environment related to process and plant safety by reviewing start up/shut down checklist in order to minimize risk
- Lead a team to continue innovation/ improvement program within production department and or related department by set up SGA (small group activity) and implement 5S (Kaizen) to meet targeted OEE (overall equipment effectiveness)
- Monitor, evaluate production variance compare to standard production cost, and preparing corrective and preventive action to ensure variances is managed
- Monitor, evaluate and improve implementation of applied Management System : ISO 9001, ISO 14001, OHSAS 18001
- Preparing production master document new products by testing new production into selected production line to determine man power and machine usage of new product as well as ensuring the quality of products and safety, health environment guideline/ procedure to be approved Production Manager
- Analyze equipment, process and procedure within production activities to meet global/ legal standard on quality, safety and environment and propose capital expenditure required and propose to Production Manager.


Your Qualifications
- University degree in Chemical Engineering/ Industrial Engineering with 3 years related function.
- Fluent in English oral and written
- Understanding on process and plant safety
- Knowledge on Industrial Engineering
- Strong leadership skill
- Familiar with Management Systems : ISO 9001, ISO 14001, OHSAS
- Good computer proficiency.
- Hard worker and able to work in team
- Willing to work under pressure and tight deadlines
- High initiative and proactive.
- Fast learner.


Production Supervisor (Code: PS) - Jakarta


- Reporting to the Production Manager,you will coordinate all activity to ensure that production activities within shift activities are running effectively in terms of quality, efficiency and utilization (OEE).


Job Responsibilities
- To ensure that production activities within shift activities are running effectively in terms of quality, efficiency and utilization (OEE).
- To ensure that the day to day operations are comply to Bayer Cropscience standard, ISO 9001:2000 and 14001.
- To ensure that all production resources (manpower, machine, method) are utilized in optimum way.
- To ensure that all production department staffs are well train in order to be in line with their respective competency.
- To support Production Department during day to day activities in order to achieve department objective.


Your Qualifications
- University graduated in Industrial Engineering.
- Good problem solver, decision making and strong leadership.
- Good computer proficiency & IT literature.
- Good English both verbal and written.
- Hard worker and able to work in team.
- Willing to work under pressure and tight deadlines
- High initiative and proactive.
- Fast learner.


Your Application
- We recruit staff of high caliber with integrity and a strong team spirit. We offer a dynamic and multicultural working environment, opportunities for personal and professional development, and a competitive remuneration package.


Qualified applicants are invited to submit CV, including recent photograph and expected salary to HRD Department at email below. Please quote the e-mail subject with position code and follow your name. Only applicants who meet the above requirements will be notified and invited for interview.


Email: View the original article here

Pertamina Hulu Energi Offshore North West Java - Professional Development Program

Lowongan Kerja Pertamina Hulu Energi Offshore North West Java - Professional Development Program. PT Pertamina Hulu Energi Offshore North West Java (PHE ONWJ), a subsidiary company of PT Pertamina Hulu Energi (PHE), seeks extraordinarily talented individuals who share our values and have passion in becoming part of the great team to strengthen our organization and accomplish our remarkable visions to become a world class national oil and gas company. Recruitment of new graduates to be professionally developed and built for becoming our potential future leader.

Professional Development Program


Position Requirements
- Bachelor’s Degree in Engineering & Science, Economic, Business and Management, Communication, or Public Health from reputable university
- Minimum GPA 3.00 out of 4.00
- Maximum age 27 years old
- Fresh graduate or maximum 2 years of working experience
- Preferably involved in campus or other organizations
- Fluent in English
- Good interpersonal skill, willing to learn and highly motivated
- Test location: Jakarta, Bandung, Surabaya, Yogyakarta


Should you interested please apply at links below. View the original article here

Sinar Sosro - Few Positions

Lowongan Kerja Sinar Sosro - Supervisor Trainee Produksi | Analis QC | Accounting Staff | Resepsionis | Supervisory Trainee | Area Sales Manager | Audit Staff | Supervisor Trainee Produksi | Supervisory Trainee Produksi and Maintenance. We are a leading national private company engaged in Consumer Goods invite Young Professionals to pursue a career, as:

Supervisory Trainee - Jakarta


Requirements
- Maximum age 28 years old
- Minimum possess Diploma 3 degree majoring in Mechanical Engineering, Electrical Engineering with minimum GPA 2.75
- Having minimum 2 years experience
- Mastering Microsoft Office
- Proficient in English both oral or written
- Having a leadership skill, firm and authoritative, preferably experienced in organization
- Willing to work with the Shift system


Resepsionis - Jakarta


Requirements
- Minimum possess Diploma 3 degree in any major
- Maximum age 25 years old
- Experience is not preferred
- Proficient in English both oral or written
- Having a good communication skill and personality


Accounting Staff - Jakarta


Requirements
- Maximum age 28 years old
- Minimum possess Bachelor (S1) degree majoring in Accounting with a minimum GPA 3.00
- Having minimum 1 year experience in similar position
- Communicative and computer literate
- Thorough, honest and a hardworker


Analis QC - Jakarta


Requirements
- Maximum age 24 years old
- Minimum possess Diploma 3 degree majoring in Chemistry / Biology / Food / Agriculture with minimum GPA 2.75
- Mastering Microsoft Office
- Proficient in English both oral or written
- Having a leadership skill, firm and authoritative
- Willing to work with the Shift system


Supervisor Trainee Produksi - Cibitung


Requirements
- Maximum age 28 years old
- Minimum Diploma 3 degree majoring in Electrical with minimum GPA 2.75
- Mastering the PLC control system
- Communicative, have good analytical capabilities, discipline and hard worker
- Computer literate


Area Sales Manager (Sumatera Barat and Kep. Riau) - Pekanbaru, Sumatera Barat


Requirements
- Maximum age 35 years old
- Possess minimum Bachelor (S1) degree in any majors
- Having st least 5 years experience in the food and beverage industry
- Oriented on sales targets
- Communicative and have a negotiation and sales skills
- Having a leadership soul
- Domiciled in the West Sumatra and Riau Islands


Audit Staff - Bekasi


Requirements
- Maximum age 28 years old
- Minimum possess Bachelor (S1) degree majoring in Accounting with a minimum GPA 2.75
- Having minimum 1 year experience in similar position
- Communicative and computer literate
- Thorough, honest and a hardworker


Supervisor Trainee Produksi (Mojokerto) - Mojokerto


Requirements
- Maximum age 28 years old
- Minimum possess Diploma 3 degree majoring in Mechanical/ Electrical Engineering
- Having at least 1 year experience
- Willing to work with the Shift system
- Abile to communicate in English
- Mastering Microsoft Office & internet
- Able to work in teams or groups
- Hard worker and have a good personality
- Domiciled in Mojokerto and surrounding areas


Supervisory Trainee Produksi dan Maintenance - Tambun


Requirements
- Maximum age 28 years old
- Minimum possess Diploma 3 degree majoring in Mechanical Engineering, Electrical Engineering, Industrial Engineering with minimum GPA 2.75
- Having minimum 2 years experience
- Mastering Microsoft Office
- Having knowledge about ISO 9001:2008, GMP and HACCP
- Proficient in English both oral or written
- Communicative, hard worker and have a good personality
- Willing to work with the Shift system


Should you interested please send your application letter, a complete CV and recent photograph to addresses below.


Address: View the original article here

Wijaya Karya - S1 Engineering Departemen Industrial Plant

Lowongan Kerja PT Wijaya Karya (Persero) Tbk - Pelaksana | SHE Coordinator | Purchasing | Quantity Survey | Cost Control | Quality Assurance | Engineering. PT Wijaya Karya (Persero) Tbk - WIKA is one of the Indonesian major state owned company (BUMN) in integrated EPC and investment services. The Company operated as the Indonesia's largest BUMN in the field of construction services that is throughly-integrated both upstream and downstream. As a result, WIKA is able to serve its customers' needs of products and services in energy, infrastructure, building construction, as well as industrial plant while providing an added value to its stakeholders. In line with its vision, became one of the best integrated engineering, procurement and construction (EPC) and investment companies in South East Asia, currently PT Wijaya Karya (Persero) Tbk are seeking the potential candidates to join as following positions below which will placed at Dept. Industrial Plant :

Pelaksana
S1 Civil Engineering


SHE Coordinator
S1 Mechanical Engineering, K3


Purchasing
S1 Mechanical Engineering, Industrial Engineering


Quantity Survey
S1 Mechanical Engineering, Physics Engineering


Cost Control
S1 Mechanical Engineering, Industrial Engineering


Quality Assurance
S1 Mechanical Engineering


Engineering
Civil Engineering, Mechanical Engineering, Electrical Engineering - strong currents, Chemical Engineering, Physics Engineering


General requirements
- Minimum GPA: 2.5 from reputable universities (PTN/PTS)
- Preferably Male
- Maximum age 30 years old for non-experience.
- Preferably Experienced, especially for the IT needs of the most experienced in the field Expediting Foreign goods.
- Domicile: Jabodetabek


For further detail information about jobs requirements, please refer official source from Jobstreet on following link below. Should you interested and qualified, please submit your comprehensive application and addressed to PT Wijaya Karya (Persero) Tbk - Departemen Industrial Plant at email : View the original article here

Total E&P Indonesie - Recruitment SMA/SMK, Diploma

Lowongan Kerja Total E&P Indonesie - Workplace Instructure | HSE Operation Coordinator | Instrument & Control System Technician | Electrical Technician | Mechanical Technician | Production Operator. Total E&P Indonesie operated in Indonesia since 14 August 1968 and focused in the production and distribution of oil and gas. The Company's headquarter located in Jakarta and its site plants located in East Kalimantan. PT Total E&P Indonesie is now seeking talented individuals for very challenging jobs, among others:

Mechanical Technician


Requirements:
- Senior High School or Vocational High School from mechanical background
- Min. 1 year of working experience in the related field, having experience in the oil & gas industry will be an advantage
- Possess knowledge at handling maintenance activity for installation and troubleshooting
- Having Excellent Health Condition
- Willing to be relocated at TOTAL E&P INDONESIE’S sites in East Kalimantan (Balikpapan)
- Willing to be placed under organic contract


Electrical Technician


Requirements:
- Senior High School or Vocational High School from electrical background
- Min. 1 year of working experience in the related field, having experience in the oil & gas industry will be an advantage
- Possess knowledge at handling maintenance activity for installation and troubleshooting
- Having Excellent Health Condition
- Willing to be relocated at TOTAL E&P INDONESIE’S sites in East Kalimantan (Balikpapan)
- Willing to be placed under organic contract


Instrument & Control System Technician


Requirements:
- Senior High School or Vocational High School from mechanical or electrical background
- Min. 1 year of working experience in the related field, having experience in the oil & gas industry will be an advantage.
- Possess knowledge at handling maintenance activity for installation and troubleshooting
- Having Excellent Health Condition
- Willing to be relocated at TOTAL E&P INDONESIE’S sites in East Kalimantan (Balikpapan)
- Willing to be placed under organic contract


Production Operator


Requirements:
- Senior High School or Vocational High School from mechanical or electrical background
- Min. 2 years of working experience in the related field, having experience in the oil & gas industry will be an advantage.
- Possess knowledge at handling oil & gas process activity and it’s maintenance
- Having Excellent Health Condition
- Willing to be relocated in Balikpapan
- Willing to be placed under organic contract


Workplace Instructure


Requirements:
- Diploma degree, preferably from oil & gas background
- Having 10 years of experience in the oil & gas industry, especially in the production and maintenance area
- Possess knowledge of production flow process and maintenance activity in oil & gas industry
- Having experience as a mentor will be an advantage
- Willing to be relocated at TOTAL E&P INDONESIE’S sites in East Kalimantan (Balikpapan)
- Willing to be placed under temporary contract (12 months)


HSE Operation Coordinator


Requirements:
- Diploma degree, preferably from oil & gas background
- Min. 8 years of working experience in the related field, having experience in the oil & gas industry will be an advantage
- Possess knowledge in well & upstream process facilities and good knowledge in safety
- Having Excellent Health Condition
- Willing to be relocated at TOTAL E&P INDONESIE’S sites in East Kalimantan (Balikpapan).
- Willing to be placed under organic contract


For further detail informations, other available positions and to apply online, please refer official source from Jobstreet on following link below. View the original article here

BRI - Staff Development Program

Lowongan Kerja BRI - Staff Development Program. As a leading bank in Indonesia, PT. Bank Rakyat Indonesia (Persero) Tbk. (BRI) provides the opportunities for Indonesian best candidates join in Program Pengembangan Staf BRI (PPS BRI). PPS BRI is a management trainee program that provides opportunities for a career to be the BRI future leaders.

Program Pengembangan Staf BRI


Qualifications
- Possess Bachelor (S1)/ Master (S2) degree from reputable university with accreditation score A or B.
- Minimum GPA for Bachelor (S1) is 2.75
- Minimum GPA for Master is 3.25 with Bachelor GPA minimum 2.75
- Maximum 27 years old for Bachelor and 30 years old for Master
- Willing to attend all selection stages
- Not married, and willing to not get married up to 1 year from appointed as BRI permanent employee
- Willing to be placed throughout BRI operational area
- All selection stages is free of charge


Should you interested and meet the qualification above please come to following Career Expo and bring 1 sheet recent 3x4 size recent colour photograph. View the original article here

Adaro Indonesia - Mining Professional Development Program

Lowongan Kerja PT Adaro Indonesia - Mining Professional Development Program (MPDP). PT Adaro Indonesia - Adaro Group is a group of coal mining and energy companies in Indonesia. The Company operated as the largest single coal mine and as a significant supplier to the global seaborne thermal coal market. The Company was established in 1992 and its mining operation located at South Kalimantan. In line with its vision, to be a leading Indonesian mining and energy group, currently PT Adaro Indonesia invites the best professional peoples to join as following position :

Mining Professional Development Program (MPDP)


Requirements
- Fresh graduates or maximum 3 years experience after 3 years graduation
- Minimum GPA 2.80 out of 4.00
- Extra curricular activities would be an advantage
- Good leadership and interpersonal skills
- Good command in English both oral and written
- Wiling to be place at Adaro Site


For further detail information about jobs requirements and to apply online in each position above, please refer official source from ITB Career Center on following link below. View the original article here

Citibank - AML Analyst | System Development | Fund Accountant

Lowongan Kerja Citibank - AML Analyst | System Development | Fund Accountant. Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.

AML Analyst - 12015273 - Jakarta


Job Description
- Monitor and ensure implementation of robust system on AML Program
- Monitor customer profile and ensure customer data updation process is in place
- Coordinate and monitor the implementation of AML program, including providing a proper AML training to Bank's staff based on individual units' needs;
- Establish a strong process for alerts handling, reporting of suspicious transactions and take appropriate action for SAR to respective regulator and regional office.


Qualifications
- Strong in analytical
- Communication skill to all levels, good teamwork, convincing, coordinating skill
- Some experiences in control and process area
- Some general product knowledge


Human Resources Internship - System Development - 12023756 - Jakarta


Qualifications
- Currently completing final year of Bachelor's Degree in reputable University or has just completed Bachelor's Degree
- Minimum GPA is 3.5
- A highly analytical person, with excellence in MS excel, Macro and Programming/Coding skills
- Familiar with database environment and excellent problem solving
- Strong verbal and written communication skills in both Bahasa and English
- Client-focused with the ability to quickly and effectively build relationships and establish trust, respect, and confidence in personal competence
- Demonstrated commitment to continuous improvement with a high degree of initiative; results-oriented with strong organizational and follow-up skills
- Analytical and detail oriented with a logical, and methodological approach to problem solving; solutions focused
- Ale to gather and make sense of information to develop clear and concise recommendations in a timely manner
- Able to manage very high volume workload and have a flexible approach


SFS Operations - Fund Accountant - 12006146 - Jakarta


Job Description
- Accounting all transaction and funds activities.
- Prepare complete financial statement for mutual funds, unit links, insurance funds, pension funds, etc.
- Calculate the daily NAV.
- NAV report distribution to respective parties.
- Analysis of fund's financial statement.


Qualifications
- Minimum Bachelor's degree, major in Business Adm, Accounting
- Minimum GPA of 3.00
- Having at least 1 or 2 years experience
- Fluent in English, both oral and written
- Good attitude, active, dynamic
- Hard working, analytical skill, highly motivated and ability to work under pressure


Fund Accountant - 12021151 - Jakarta


Job Description
- Accounting all funds transaction and funds activities.
- Preparing complete financial statement for mutual funds, calculate the daily NAV, NAV report distribution to respective parties. Analysis of fund's financial statement.


Qualifications
- Minimum Bachelor's degree, major in Business Adm, Accounting
- Minimum GPA of 3.00
- Having at least 2-3 years experience
- Fluent in English, both oral and written
- Good attitude, active, dynamic
- Hard working, analytical skill, highly motivated and ability to work under pressure


Should you interested please submit your resume or CV through links below.


View the original article here

Garuda Indonesia - Flight Operation Officer | Safety Analyst | Service Analys

Lowongan Kerja Garuda Indonesia - Flight Operation Officer | Safety Analyst | Service Analyst. Awarded as "The World's Most Improved Airline" and certified as a 4-Star Airline, Garuda Indonesia has been the leading airline in Indonesia and expanding throughoutlhe world. To support the company's expansion plan, we invite young and dynamic individuals to join our team as:

Flight Operation Officer


Responsibilities
- Ensure availability the analysis and formulation of route performance test
- Ensure the availability of weather analysis, NOTAM, and data relating to the aviation
- Ensure the availability airport, airways, and navigation facilities analysis
- Ensure the availability of payload performance calculation
- Ensure the completeness of flight path cross-licensing
- Ensure the availability of formulation, publish and documenting flight plan for every flight operations
- Ensure the implementation of the crew briefing for each flight operation
- Ensure the flight can be conducted safely and efficiently
- Ensure the implementation of flight supervision (flight watch)
- Ensure the to do re-Despatch / re-release status in the iregularities flight event
- Ensure the coordination and provide recommendations of flight implementation changes based on the latest information relating to flight safety
- Ensure the safety awareness / aviation safety and aviation standards compliance


Requirements
- Male / female
- Minimum age 21 years old and maximum 29 years on on July 3, 2012
- Indonesian citizen (WNI)
- Minimum SMA graduate, preferrably possess Diploma 3 degree majoring in Air Transport Management and FOO
- Have a FOO lisence with a rating of B 737 Classics
- Not color blind, proved by letter from a doctor
- Not in serving a working bond in other Company
- Adaptable, disciplined, and have integrity
- Proficient in English both written and spoken
- Willing to be placed anywhere in Indonesia or overseas


Safety Analyst


Responsibilities
- Identify problems, determine the analysis method, collect and process the data, provide reports and recommendations to be used as input for the development of the company safety program
- Measure and report the safety, Security & Environment Audit results to the supervisor either periodically or as needed
- Updating the manual relating to the Corporate Safety, Security & Environment
- Ensure safety awareness / aviation safety and aviation standards compliance
- Ensure timely implementation of the Work Plan
- Ensure that all work comply with the applicable company management system IOSA, and Budget System
- Ensure his/her role as a Single Contributor comply with the Human Capital Management System that the company applied


Qualifications
- Male / female
- Age Maximum 27 years old
- Minimum possess Bachelor (S1) degree from lleading university / educational institution majoring in Health Safety (K3), Communications, Management, Information Systems
- Minimum GPA 3.00 of 4.00 scale
- For K3 majors, preferably experienced in the field of K3 min. 2 years
- Adaptable, disciplined, and have integrity
- Proficient in English both written and spoken
- Computer literate and mastering information systems applications minimum Microsoft Office and internet
- Willing to be located at the Garuda Indonesia Headquarters in Offices Area Soekarno-Hatta Airport


Service Analyst


Responsibilities
- Ensure the formulation of important issues (objective) and an analysis of the Service Management, Service Performance, or Airport Service, through the analysis, formulation, data / information compilation in order to see the related scale / indicator development as an inputs that should be anticipated by management
- Ensure the availability of alternative solutions, improvement recommendations, or a planning related to Service Management, Service Performance, or Airport Service to improve the quality of management decisions
- Ensure the availability of all documents related to the Service Management, Service Performance, or Airport Service optimally by internal and external parties
- Ensure the program implementation related to Service Management, Service Performance, or Airport Service Analysis
- Ensure the availability review and reports of the program implementation / customer feedback / performance report of the implementer


Requirements
- Male, Indonesian citizen (WNI)
- Age maximum 27 years old
- Attractive appearance
- Minimum possess Bachelor (S1) degree from reputable university, preferably majoring in Communication
- Preferably have an experience in the field of service
- Proficient in English both written and spoken
- Computer literate and mastering internet and Microsoft Office
- Able to work individually or in a team
- Communicative, disciplined, hardworker, creative, innovative, dynamic, and able to work under pressure
- Placement in Offices Area Soekarno-Hatta Airport


Should you interested please apply at links below, View the original article here

Bank Central Asia - Networking | Infrastruktur Data Centre | IT Programmer

Lowongan Kerja PT Bank Central Asia Tbk - Networking | Infrastruktur Data Centre | IT Programmer. PT Bank Central Asia Tbk - Bank BCA is one of the Indonesian largest private owned commercial banking companies. BCA formed in 2955 under the name of "NV Perseroan Dagang Dan Industrie Semarang Knitting Factory" and BCA commenced operation on 21 February 1957. Bank BCA supported by 944 branch offices (including cash offices) and 8,578 units of ATM BCA The Company also supported by 4 subsidiary companies, consist of PT BCA Syariah, PT BCA Finance, BCA Finance Limited, and PT Dinamika Usaha Jaya. In line with its vision, to be the bank of choice and a major pillar of the Indonesian Economy, currently PT Bank Central Asia Tbk are looking for high talented people to joint as following position:

Networking


Requirements
- S1 Computer background with GPA min 2.75
- Male/Female, age 25 - 30 years old
- 1-2 years of experience in Cisco
- English is an advantage


Infrastruktur Data Centre


Requirements
- S1 Mechanical Engineering/Electro/Informatics background with GPA min 2.75
- Male/Female, age 25 - 30 years old
- 1-2 years of experience , Fresh graduate are welcome to apply
- English is an advantage


IT Programmer


Requirements
- S1 Computer background with GPA min 2.75
- Male/Female, age 25 - 30 years old
- Fresh graduate are welcome to apply
- English is an advantage


For further detail information about jobs requirements and to apply online, please refer official source from Jobstreet on following link below. View the original article here

Panansonic Panasonic Gobel Indonesia: Oracle Manager | Branch Manager | Legal Staff | Ticketing Staff

Lowongan Kerja Panansonic Panasonic Gobel Indonesia: Oracle Manager | Branch Manager | Legal Staff | Ticketing Staff. PT. Panasonic Gobel Indonesia is a joint venture sales company, looking for a qualified personnel with high motivation and initiative. If you can work in a team and are willing to work hard in a highly dynamic and demanding situations, we invite you to fill our vacant position as:

Oracle Manager (MIS) - Jakarta


Requirements
- Having knowledge / experience of oracle EBS (e-business suite)
- Candidate must possess at least a Bachelor's Degree, Engineering (Computer/ Telecommunication) or equivalent
- At least 5 year(s) of working experience in the related field is required for this position
- Preferably Manager / Assistant Managers specializing in IT/Computer - Software or equivalent
- Full-Time position(s) available


Branch Manager (West Java Area) - Bandung


Responsibilities
- Responsible for managing all sales s and sales support activities running effectively and efficiently to achieve company's targets
- Responsible in achieving branch target, maintain service quality and operation of the branch


Requirements
- Min. 5 years of professional experience in leading sales team in electronics industry
- Max. 40 years old
- Bachelor degree or Master degree from a reputable university
- Preferable domicile in West Java (Bandung Area)
- Must be able to analyze problems and utilize resources to enhance our sales turnover and customer satisfaction.
- Able to be placed in all our branches throughout Indonesia.
- Good command of both spoken and written English.
- Computer literate is a must.


Legal Staff - Jakarta


Responsibilities
- To support on business compliance : Re.Technical, marketing and sales promotion
- To support onorganization / system development


Requirements
- Male / female with maximum age of 28
- Bachelor Degree in Majoring Law (preferable) or any related background with minimum GPA 3.00
- Having min. of 3 years working experience in Law Matters as follows:
- Corporate Law
- Business Law
- Legal Licenses
- Legal & document administration
- Fluent in English is a must
- Computer literate (MS Office)


Ticketing Staff - Jakarta


Requirements
- Male / female, Max 28 years old
- Bachelor degree of any discipline GPA min. 2,75
- Experience in Handling Reservation and Ticketing booking, Handling Issued, Re-Issued, Re-Route Ticket. Do all administrative tasks related to employee and flight
- Familiar with Windows Operating Systems, MS Office
- Able to make & manage system documentations and inventories
- Team player and able to handle concurrent taks with appropriate priority.
- Have good analytical thinking and logic of verbal
- Have good interpersonal relationship and communication skill
- Have good initiatives, fast learner, able to adapt easily, able to work in team, and able to work in under pressure situation
- Sociable, able to serve internal customer / user
- Hard and also smart worker
- Fluent in English (both oral and written)


Please send in a Comprehensive Resume, Day Time Contact Number, and Photograph to PT. Panasonic Gobel Indonesia at email below. All applicants will be treated in strict confidence. We regret that only short listed candidates will be notified.


Email: View the original article here

Student Loans Hurt Seniors of All Ages

Tags: Federal Reserve Bank of Fresh York, federal student, Financial Distress, student loans, Student loans for all ages, student loans in the United States, The Need for Policy Reform
Student Loans Hurt Seniors of All Ages. The total amount to do with person home loans from the states also has been expanding for the purpose of years. Till the time the main Comfortable Recession, workforce idea currently the a better standard of money trouble consumed as a result of folks had to be manageable. They thought the bang-up jobs would travel, devising the debt a bang-up investment. This sentiment is changing in the face of the reality that the loans are a hardship for many, especially seniors who either issued out loans for themselves or borrowed and or co-signed for their children or grandchildren.

Using data from Equifax credit reports, the Federal Reserve Bank of Fresh York found that people FIFTY and elderly are carrying nearly $135 million in student-loan debt. The 60 or older have student-loan balances of more than $36 million. The total outstanding student-loan equilibrium stands at about $870 billion, surpassing the total balances due on credit cards ($693 billion) and auto loans ($730 billion).

Of the 37 million borrowers who had student loan balances as of the third quarter last year, 14.4 percent, or about 5.4 million borrowers, had at least one past-due student loan account.

“With college enrollments increasing and the costs of attendance rising, this equilibrium is expected to continue its upward trend,” the New York Fed report said. “In sum, student loan debt is not just a concern for the young. Given that student loans are an indispensable tool for educational advancement, this form of debt will remain a critical policy concentrate for generations to come.”

You find, this is the problem I’ve had all along with student loans. The loans have get indispensable. As far back as 2006, Deanne Loonin, an attorney with the National Consumer Law Center, predicted that many student-loan borrowers would face a lifetime of debt with quick or no chance of escape.

“For all too many Americans seeking to advance themselves through education, the student loan programs are similar to a bait-and-switch scam,” Loonin wrote in the report “No Way Out: Student Loans, Financial Distress, and The Need for Policy Reform.” “They are lured in at the outset, commonly when they are quite young, by flexible underwriting and eligibility standards and the promise of economic rewards through education. After school ends, this aura of benevolence quickly disappears.”

Just recently, the National Association of Consumer Bankruptcy Attorneys given more evidence in yet another report that student loans are the next “debt bomb” that will result in other economic crisis. The group’s members say they are achieving an influx of group who want to file for bankruptcy to get rid of the loans but can’t.

During a massive overhaul of the bankruptcy laws in 2005, lenders succeeded in devising private student loans as challenging to discharge by bankruptcy as federal student loans, that are backed by the U.S. government. Compared with private loans that often have variable interest rates, federal loans regularly have lower interest rates and offer better repayment terms and alternatives.

Student-loan debt can just be discharged if the debtor can prove that repayment of the loan would outcome in “undue hardship.” But a couple of people have the wealth it expends to pay for specified litigation, the bankruptcy attorneys’ association said.

Legislation was introduced last year in the House and Senate that would permit private student-loan debt to be discharged in bankruptcy. Borrowers would still have to pay off any federal loans, however.

Getting that legislation leaved will be tough and, really, it won’t solve the trouble. Ever since I began this column in 1997, I’ve cautioned against the growing reliance on debt to fund a college education. I never embraced the notion that student loans should be sighted as “good” debt. Hearing this kind of pitch, people didn’t learn the dangers in having debt that should be stretched out for 20 to 40 years.

This is no Chicken little story. The sky is falling for many borrowers who are dragging student-loan debt into their senior many years. We have to act to come up with a unbiased plan to eliminate the overreliance on debt for education because the debris from this debt bomb has already dropped on far too many families.


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Group Benefits, San Jose, Bay Area, Ca

Tags: Employee Benefits, Group Employee Benefits, Group Health Insurance
Group Benefits, San Jose, Bay Area, Ca. Group Advantages of will not obtained price apartment fortune. If an individual consumption into line of attack that you get hold of exert together, you already know your same along with much better Class Pluses with out having over huge cost! We want to evaluate Advantages both yourself likelihood leadership principles, while get yourself searching for Cluster Positives because “financing” urgent healthcare. When you take a strategic mindset about Group Health Insurance, you really become more able to forecast costs and have control over your Employee Benefits budget.

At Brauer Insurance Services, we’ve PERFECTED our Group Benefits “strategy”, and our clients are reaping the benefits of it. If you think you’re paying too much for Health Insurance. you probably ARE!! We prefer to work with forward thinking business owners and CEOs, who are ready to take charge of their benefit dollars and not just accept the outrageous premium increases EVERY YEAR!! I can show you a way to do that.it’s not rocket science and its NOT a gimmick or trick.

When I retired from the Police Dept, I wanted to focus on ONE area of insurance. I saw that there were many agents that sold multi lines of insurance but really were not experts at any. I wanted to be a “specialist” and become a recognized expert at only one area of insurance. I picked Health Insurance and Group Benefits. This is truly a niche field, in terms of insurance. The Health Insurance industry is VERY dysfunctional and screwed up! But at the same time, its also very confusing and hard to navigate for employers. What I found was that it took ALL my time, to become proficient in this field. There are simply not enough hours in the day to become an expert at Health Insurance AND other types of insurance.it just can’t be done.

Years ago when a relative developed heart issues, he was sent to a cardiologist…..a SPECIALIST. It sounds goofy, but the same goes for other things, like insurance. For the best advice on Life Insurance, Long Term Care, Workers Comp, you hopefully go to an agent that is a “specialist”. This is especially true for Health Insurance!!

Our services are FREE! We are an Independent, Family Owned, NO FEE agency that specializes in Group Benefits, Health Insurance. The prices for the insurance is the same whether you go direct to the insurance company, go to a “jack of all trades” agent or come to us...the prices are set by law.

Brauer Insurance Services has clients all over the Bay Area and CA. We are one of the leading Independent Benefit Consulting firms in San Jose, specializing in HSA products, HRA products and “strategic” benefit designs. Steve Brauer... President... Brauer Insurance Services (877) 421-4325


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Employee Benefits

Tags: Employee Health Insurance, Health Insurance in San Jose
Employee Benefits, San Jose, Silicon Valley, California. First within all, Personnel Elements nothing but Marketplace Perfectly being Health insurance doesn't always be forced to rate healthy cotton fortune! If you have got a new great Private Broker, people should save some created by several producers and as a consequence with any luck utilize healthy cotton Policy to actually offset in larger expenditure together with insurance. At Brauer Insurance, we SPECIALIZE in Health Benefits for companies. We are an Independent, Family owned, NO FEE agency. Our services are completely free.

Any agent can throw plans at you each year and commiserate about the high cost of insurance, but what have they done to help you?? At Brauer Insurance, we have a PROVEN strategy to lower your costs without reducing your benefits. How do we do it?? I call it “insuring the deductible”. Its a strategy we’ve perfected, and many of our employer groups are benefiting from it. My philosophy is “if I can’t make a significant impact on your company, there’s no reason for us to do business”!

When I got into the business about 10 years ago, I decided I wanted to focus on one area of insurance. I wanted to be really good at one thing……not just OK on a bunch of things. I picked Health Insurance and Employee Benefits. With us, you get a Specialist, NOT a General Practitioner! If your broker does many lines of insurance….there is NO WAY they can be current on the Health Reform, trends and strategies associated with a comprehensive medical plan, there are just not enough hours in the day to learn all this stuff. Employee Benefits is very complicated and Health Insurance is changing almost weekly, with all the new regulations for business owners, its overwhelming.

At Brauer Insurance, we have a proven track record with many small and medium sized companies all over California. If I were you, I’d be skeptical too. Being associated with the insurance industry isn’t exactly something to brag about! Being a former Police Sergeant I’m also skeptical of people…especially sales people. Check out our reviews on Google, Yelp, etc. I’ll let our customers speak for us.

If you need some expert advice on Health Insurance and Employee Benefits, call me. If my daughters and I can’t help you, I’ll tell you! Thanks!

Steve Brauer-President-Brauer Insurance Services LLC, (877) 421-4325, (408) 421-5555, www.brauerinsurance.com


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The Career Goal in Finance

Tags: A Career Goal in Finance, A career in finance, A finance career, corporate finance
What are your career goals. What is the end game after years of happening to school? Perhaps to have a stable career and living but this does not happen overnight. It expends blood, toil, sweat and tears that is also the career goal in finance.

The Career Goal in Finance
How do we do that? Fine, group always tell that a good education opens doors. A finance career works the same means given that there are different organizations that you can work in after graduation that is why you should do a few research first to find out what characteristic of the industry interests you the most.

Just to throw you an idea, some of the aspect you should find yourself in after graduation should be commercial banking, commercial lending, corporate finance, financial thinking, investment banking, private equity and sales and trading.

When you are capable to do a few research in each of them, it will be easy for you to have the skills necessary to excel in this in the future.

A career in finance can happen if you graduate with a level in math, economics or statistics. But since the market is very competitive, you have to make yourself shine by earning an MBA degree many years later. You don’t have to get one after a couple of years of work since there are a few individuals who are studying in their FORTY’s.

Apart from that, it is best to read up journals and participate in conferences and become a member of a professional organization. You have to be informed of the latest trends and form up your network because that someone you experience might get you that job you are hunting for.

Two examples of these organizations consider the American Bankers Association and the Association for Financial Professionals. They have events scheduled all year round that will permit you meet fresh people with similar career goals.

For all the who don’t have an idea what aspect of financing yet to pursue, this is the time to ask help from one of your professors. Surely, this person can tell you what kind of job is intimately related to what was taught in class. With that in your head, it is time to look for organizations that engage in incisively that.

While you are still in school, another thing that might assist will be to cover as an intern in one of these firms. some institutions will provide a salary while other won’t. If you do Fine here, they will probably supply you an offer even ahead of you graduate or boost the production of you to work for them full time.

If the company you are hunting for doesn’t have any vacancies at the moment, leave your resume or application anyway so that if an opening turns up, individual will give you a call so all you have to do is throw it your finest during the interview.

At the same time, be existing in your school organization because an alumni member might on the lookout for fresh talents that will be beneficial for the company.

We all need to focus on something so an idea can be turned into a plan and then executed. A career goal in finance is just one instance because people with other interests can do the same thing and bring home the bacon in any endeavor they buy to pursue.


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Loans Grants Search Tool

Tags: government financing programs, Grants Search Tool, Loans and Grants Search Tool, SBA Grants Search Tool, Use Loans and Grants Search Tool
Loans Grants Search Tool. Use Financial loans a mere Federal grants Investigation Aid so as to get mattress pad publish associated with higher education businesses due to that you choose to may possibly possibly qualify, or possibly a point your browser at connected cash beneath your lifestyle learn more about minimal group loans programs.

To help you identify what government financing programs may be available to help you start or expand your business, use our “Loans and Grants Search Tool” below.

Note: Although SBA does not provide grants to start or grow a business, certain grants do exist for very specific groups, organizations, or activities – such as businesses involved in scientific research and development.

http://www.sba.gov/loans-and-grants


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Broker for Selling or Buying a Business

Tags: Broker business, Broker for Selling or Buying a Business, enterprise broker agents, Selling and buying a business, Selling or Buying a Business
Broker for Selling or Buying a Business. Selling and buying a business involves a pot of work, and when individuals rely on them to pay attention on all info, enterprise broker agents normally anticipate to be purchased fine for the different employment they provide to their clientele.You must be familiar with if your enterprise is a fraction of a particular market, enterprise broker agents mightiness absence the experience that is known as for in your circumstance.Many instances, sellers are not truly dedicated to promoting the enterprise.

Although it can have love an great alternative at the time, or they could instantly understand that they won’t contain an element to perform if it promotes, or they get out that the industry will not disburse them what they think their enterprise is truly deserving. If that is the situation, you will almost certainly be more profitable functioning on your own if need use of information that the exterior to the market get challenging to understand. What you can do: As a substitute to using an agent, enterprises could opt for personal enterprise revenue and not pay a commission rate, specially if you have previously discovered a client, specified a family member or personnel.
Broker for Selling or Buying a Business

You be supposed to execute this if you think you can cope with the transaction by utilizing your lawyer and accountants, just as individuals execute when they give or sell their house independently in what is known as as for sale by owner (FISBO). Performing private business sales: To start the process, resource in mental that needless waiting should forever be prevented because a prospective client may vary in the venture. With this in brain collect your taxable dividends, balance sheets, earnings and loss statements and leases for at least 3 years. Precise papers, specified as standard bank statements, will not be required until due starts of diligence, after a contract has been attained and ahead of it, it is finished. Getting to prospective buyers: These days, almost all smaller organizations for sale are promoted on the web, and you might get broad series of sponsor when you are merchandising your enterprise on sites like business for sale.com, bizbuysell.com and bizquest.com.

You be supposed to forever inquire anyone who seems considering purchasing your enterprise to offer a financial report to observe if they are competent, and have them indicate a non-disclosure contract as fine. before the procedure of due diligence starts , you can wait in disclosing any exclusive information on selling and buying a business that should appoint troubles if it is prepared experience in advance, together with a Precise information of a developmental process or your focused client list.


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What's a Career in Personal Finance?

Tags: business and financial management, business and financial management techniques, persona finance, Personal finance, personal finance management, Personal finance professional
What’s a Career in Personal Finance? A great using many people on a regular basis don’t realise thus some people prefer to be. Individual and join university would in general get together with information the companies said totally showing an interest nonetheless , in the future over are going to transform tutorials just as they will near your venture discern its bodily calling. For me personal finance was one of the courses in college that really called out at me. You might say it yelled at me. “Take me as your college course!” That would be ho personal finance would be yelling inside my head. It may be weird to some of you but to most of you who had that epiphany of what you want to be, I know you can relate to what I mean.

To the uninitiated, personal finance is simple taking care of your own or someone else’s money. Although, there’s truth to that, but the process and the responsibilities are not as simple as what you might think. Personal finance is using financial principles to help individuals, families, or a singular unit get money, use that money wisely, save some, learn existing and possible life risks that would affect how they will gain and spend their money.

Okay, it may sound simple but combining all these principles to elements like checking and saving accounts, insurance policies, tax management, credit card loans, investments, retirement plans, and social security benefits, efficiently managing the finances is definitely a challenge.

Part of your job as a personal finance professional would be informing people how their financial decisions will come into play with their lives today or in their future. It is your responsibility to educate them on the consequences of their financial actions. With this in mind it is important to provide regular assessments of the client’s finances. Reevaluating the steps that were previously undertaken for financial gain and security should be conducted also on a regular basis to keep the financial situation updated and always in perspective.

Assessing where you are so far financially would mean getting all those balance sheets and income statements in order and trying to balance the values. Simple balancing of assets and liabilities is always the first step in assessment.

Once you know where you stand, you can set goals and objectives. It’s planning aside where you will be financially in say ten or fifteen years. Living off your pension after ten years, enjoying the good life is a goal that most people set for themselves. This is a good goal, since after working for years you earn the right to live the rest of your life relaxed and comfortable. Personal finance professional is supposed to help clients reach their personal goals.

To reach their goals, it is imperative that one has a concrete plan of action. In this plan, financial details will be laid out. Short term and long term goals with corresponding financial computations will help make overall financial planning a lot easier both for the client and the personal finance professional .

Now, assessment, setting objectives, and planning can all be tiring and time consuming stuff but the reason for all these meticulous planning is to ensure that implementation of the personal financial plan will go smooth. Admittedly, the most difficult phase of personal finance management is setting the plan in motion and sticking to it. Discipline is the word here. You need to constantly remind yourself of your final goal to keep you motivated and stick to your financial plan.

With this in mind, it would be important to conduct regular assessments and evaluations along the way. This will keep you focus and see if you have deviated from the main financial plan. You can put yourself back on track through regular reevaluation of your financial status.

This is basically what a career in persona finance will take you. Focusing on individuals or families and helping them with their financial management while incorporating philosophies, ideas, and elements of business and financial management techniques. Is this for you? For me it is.


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